Frequently Asked Questions Why should I choose French Mortgage Experts of Carte Financement? Why is it better to use a French mortgage broker rather than a French bank in direct ? What is the difference between a pure lender and a retail bank? Can I borrow if I am self-employed? Why raise finance in France rather than in the country where you live? I have the cash to buy my French property, why should I use a French Mortgage? I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets? What are the essential elements taken into account by the banks in the analysis of files? What documents do I need to apply for a French mortgage? Can I borrow if I have no financial assets? How is my debt ratio calculated? What fees do I need to pay when getting a mortgage? How much can I borrow in France?