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Can I borrow if I am self-employed?

If you are self-employed, the banks will calculate the income by taking your percentage ownership of average net profits (annual salary and dividends) over the past 3 years.

In addition to the classical document list required for a mortgage, banks may ask for extra documents like the accounts of the last 3 years for the company, the last 2 years personal tax returns and a certified accountant’s letter stating the income of the last 2 years.


Why should I choose French Mortgage Experts of Carte Financement?

Why is it better to use a French mortgage broker rather than a French bank in direct ?

What is the difference between a pure lender and a retail bank?

Why raise finance in France rather than in the country where you live?

I have the cash to buy my French property, why should I use a French Mortgage?

I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets?

What are the essential elements taken into account by the banks in the analysis of files?

What documents do I need to apply for a French mortgage?

Can I borrow if I have no financial assets?

All the answers to the frequently asked questions about French Mortgage.

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