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Can I borrow if I have no financial assets?

For a non-resident acquisition, the bank will ask for a minimum of 15% contribution, including estate agent fees, but excluding notary fees and guarantees. For some leaseback programs, you can borrow up to 100% of the price excluding VAT and notary fees.

If you are a resident in France, you can borrow up to 100% of the price.

If you have a property asset, or some financial assets, but if you intend to continue to take advantage of your investments, the bank can take a guarantee on your assets in order to lend the desired amount.


Why should I choose French Mortgage Experts of Carte Financement?

Why is it better to use a French mortgage broker rather than a French bank in direct ?

What is the difference between a pure lender and a retail bank?

Can I borrow if I am self-employed?

Why raise finance in France rather than in the country where you live?

I have the cash to buy my French property, why should I use a French Mortgage?

I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets?

What are the essential elements taken into account by the banks in the analysis of files?

What documents do I need to apply for a French mortgage?

All the answers to the frequently asked questions about French Mortgage.

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