Can I borrow if I have no financial assets?
For a non-resident acquisition, the bank will ask for a minimum of 15% contribution, including estate agent fees, but excluding notary fees and guarantees. For some leaseback programs, you can borrow up to 100% of the price excluding VAT and notary fees.
If you are a resident in France, you can borrow up to 100% of the price.
If you have a property asset, or some financial assets, but if you intend to continue to take advantage of your investments, the bank can take a guarantee on your assets in order to lend the desired amount.