What are the essential elements taken into account by the banks in the analysis of files?

Numerous elements will be taken into account, but a few are really important:

  • The professional stability and seniority for the employees.
  • The debt to revenue ratio, which should not be over 33%.
  • The saving capacity, proven with established saving accounts.
  • The project quality: the banks pay attention to the property quality (geographical area, construction) and the client’s life project.

Why should I choose French Mortgage Experts of Carte Financement?

Why is it better to use a French mortgage broker rather than a French bank in direct ?

What is the difference between a pure lender and a retail bank?

Can I borrow if I am self-employed?

Why raise finance in France rather than in the country where you live?

I have the cash to buy my French property, why should I use a French Mortgage?

I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets?

What documents do I need to apply for a French mortgage?

Can I borrow if I have no financial assets?

All the answers to the frequently asked questions about French Mortgage.

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