What documents do I need to apply for a French mortgage?

The list of document will depend on your situation and the type of project. However here is a list of standard requirements:

  • Identification: passports, marriage certificate, utility bill, council tax bill.
  • Income: payslips, employment offer, pension income, P60s or W2s, leases for rental income, company accounts & accountant letter for self-employed.
  • Debts: mortgage statements, car and personal loan statements, credit card statements.
  • Assets: property valuations, stock portfolio statements, savings accounts, other investments.
  • Taxes: inland revenue declarations, 1040s, notices of assessment.
  • Bank Statements: The movements of the last 90 days for all your bank accounts
  • Property: purchase contracts or property title.

Why should I choose French Mortgage Experts of Carte Financement?

Why is it better to use a French mortgage broker rather than a French bank in direct ?

What is the difference between a pure lender and a retail bank?

Can I borrow if I am self-employed?

Why raise finance in France rather than in the country where you live?

I have the cash to buy my French property, why should I use a French Mortgage?

I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets?

What are the essential elements taken into account by the banks in the analysis of files?

Can I borrow if I have no financial assets?

All the answers to the frequently asked questions about French Mortgage.

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"If you need to get a mortgage or equity release I cna thoroughly recommend Carte Fuinancement in Paris. They are EXCELLENT. They handled an equity release for me, and I had the money in 2 weeks! They also did it with the minimum of paperwork."
Shirley T.

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