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Why raise finance in France rather than in the country where you live?

Every client has a different financial situation and this shouldn’t be considered as an advice but most of our clients who have studied both options have chosen to borrow money in France.

The first benefit is the interest rate which is low and the fact that it can be fixed for up to 30 years. In a lot of countries lower interest rates could be found but on a shorter term and with the risk that at the time of the renegotiation the interest rate will increase massively.

The second benefit is to have your mortgage and the value of your asset in the same currency. The currency risk is avoided.

Also, most of our clients prefer to have a legal charge based on the property financed more than on any other asset they have in their country of residence.


Why should I choose French Mortgage Experts of Carte Financement?

Why is it better to use a French mortgage broker rather than a French bank in direct ?

What is the difference between a pure lender and a retail bank?

Can I borrow if I am self-employed?

I have the cash to buy my French property, why should I use a French Mortgage?

I don’t have sufficient cash to qualify for a mortgage, can I release funds from my property assets?

What are the essential elements taken into account by the banks in the analysis of files?

What documents do I need to apply for a French mortgage?

Can I borrow if I have no financial assets?

All the answers to the frequently asked questions about French Mortgage.

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Testimonials

"If you need to get a mortgage or equity release I cna thoroughly recommend Carte Fuinancement in Paris. They are EXCELLENT. They handled an equity release for me, and I had the money in 2 weeks! They also did it with the minimum of paperwork."
Shirley T.

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