Why raise finance in France rather than in the country where you live?
Every client has a different financial situation and this shouldn’t be considered as an advice but most of our clients who have studied both options have chosen to borrow money in France.
The first benefit is the interest rate which is low and the fact that it can be fixed for up to 30 years. In a lot of countries lower interest rates could be found but on a shorter term and with the risk that at the time of the renegotiation the interest rate will increase massively.
The second benefit is to have your mortgage and the value of your asset in the same currency. The currency risk is avoided.
Also, most of our clients prefer to have a legal charge based on the property financed more than on any other asset they have in their country of residence.