Getting a Mortgage in France - French Mortgage Expert

Residential mortgage

Haussmanian apartment, villa on French Riviera, chalet in the Alps, Mas in Provence, house in the middle of vineyards, future primary or secondary residence in France…
Whatever you want to purchase French Mortgage Expert will assist you from the calculation of your affordability before signing the promise of sale to the finale signature with the notary.

Buy-to-let

Depending on the type of leaseback (residential, offices, businesses, LMNP SCPI & bare ownership or tenant for life, etc.) or the location, French Mortgage Expert will find you the most suitable bank in order to get the best financing solution in term of LTV, rate, insurance…

Private finance solutions

The equity release is not as common in France as in other countries.
Very few specialised banks offer interesting solutions to release equity from your real estate and French Mortgage Expert has an access to these ones.

We also do refinancing, buybacks, share deal, tax and compensation in case of inheritance or separation…

Loan buyback

The rates significantly decreased the last past years. You should think to fix your mortgage with a new rate in order to decrease your instalments. Otherwise you can decide to keep the same monthly repayment by decreasing the remaining term of your mortgage loan. French Mortgage Expert will refinance your mortgage and the early redemption penalties as well.

« Great Team ! They negotiated a loan in record time for the purchase of a house in France (I live out of the country) and explained all the different options. I would highly recommend their services ! »

Eric G

« The process was a bit drawn out and demanding for American buyers, however, Carte Financement (Ms. Li) provided excellent guidance and customer service throughout. We are very happy with the end result and highly recommend Carte Financement. »

Emily B

« Just bought a flat in Paris using Carte Financement. Carte Finacement were excellent and professional. Fluent English spoken by their staff. They provided support at each stage of the mortgage application. Despite the application being during the traditionally slow summer July/August period they responded quickly. And most importantly the fixed rate mortgage interest rate was very competitive. »

Andrew W

« I used CF and was very satisfied with the service. I would definitely recommend them or work with them again in the future ! »

Adrien C

« I highly recommend Douglas Martin for anyone wanting to acquire a loan to purchase property in France. He made impossible possible! Despite the fact that my husband and I both speak French, not living in France makes understanding everything, navigating the process difficult. From the beginning, Douglas has been extremely helpful, very responsive, responsible and knowledgeable. We dealt with many professionals in France, and he was the only one that exceeded our expectation and delivered everything promised. He was thorough, detail oriented and explained everything so well. He was fluent in English and French, so communication was easy. He worked through the summer time for us, which may sound nothing unusual, but actually a HUGE deal in France as everyone is on vacation in the summer in France! »

Ann W

We simplify the steps required for securing a real-estate loan

Safe financing solutions, identified in advance by French Mortgage Expert to directly send each file to the right contact person

↓

Receiving and analysing English documentation (and other languages) as quickly as possible

↓

Sending an agreement-in-principle confirming borrowing capacity

↓

Ending file is complete limiting exchanges with the bank

↓

Quick decision process by the bank thanks to the presentation of a compliant file which has already been prepared (and translated if required) with all the required documents according to profile, country and project

Some figures

Since our creation in 2009, we provide the highest service to ensure that the process of taking out a French mortgage is as hassle free as possible for international clients and French expatriates looking to buy in France in France.

0/5