Our team

Jean-Baptiste is a graduate from the ESME SUDRIA and has a Master of Finance from I. A.E. Paris.
After 4 years in investment banking, including 2 years at Natixis in London in the department of securitization of residential and commercial loans, Jean-Baptiste joined the finance department of Cegelec to deal with the management of a securitization program trade receivables of € 350M.
He specializes in valuation issues of assets, tax exemption and financial modeling.
He is now in charge of business development of French Mortgage Expert and Carte Financement.

Laure graduated in Business & Administration with a BA from the Coventry Business School in the UK and with a Master in International Business studies in France.
She has 10 years of experience in developing and financing assets for international private clients and French expatriates with an experience in the UK and Paris at BNP Paribas.

Haiyin graduated in Bank and Financial markets Master from Tours I.A.E (Enterprises Administration Institute).
Thanks to her experience in an IT company in Beijing and her double academic cursus in China and in France, Haiyin has a bicultural approach of finance and investment.

Elodie graduated in France and has a specialization in negotiation and business relation (Higher National Diploma).
After an experience in a bank for property developers, and 3 years experience in an online bank, Elodie joined Carte Financement and works in collaboration with Laure and Haiyin for international and expatriate clients.

Douglas has graduated in Bank, Finance & Insurance. He holds as well a Master of Market Finance from INSEEC (Business School).
He has a 10 year experience in banking and consulting in Paris and London. Then he joined Carte Financement / French Mortgage Expert in 2012 and is dedicated to the international clients on the French Riviera.
Thanks to his multicultural approach he is able to answer to all the needs of non-resident investors in the South of France.

Caroline has a lot of experience in several banks and in accounting firms, law firms and tax advisors.
She joined our Nice’s office in 2017.